Most Canadians spend more than they realize and save less than they intend, and only find out at the end of the month. DuoBudgets gives you a live picture of your household finances so you can make better decisions with your money, every single day.
Built for the household you have, not a hypothetical one. Whether you share finances with a partner or manage everything yourself, DuoBudgets fits.
One shared budget, two sets of eyes. See the full household picture in real time, work toward goals together, and keep personal spending private when you need to. No more guessing. No more end-of-month surprises.
Managing your own money is a skill worth taking seriously. DuoBudgets gives you the same powerful tools: bank sync, debt tracking, savings goals and a live financial health score, with no compromises for being on your own.
Set up takes minutes. No bank branch visit, no spreadsheets, no financial jargon. Just a clear view of your money from day one.
Sign up with just your name and phone number. No password, no email required. Going solo? You're already set. Budgeting with a partner? Share your unique invite code and they're in within seconds.
Enter your income and monthly expenses. Set recurring items like rent once and they roll forward automatically each month, so your starting point is always ready.
Securely link your Canadian bank accounts in seconds via Plaid. Transactions land in a review inbox first. You decide what goes into your budget. Nothing happens without your approval.
Track spending trends, pay down debts strategically, build toward savings goals and check your financial health score each month. The numbers get better when you can actually see them.
RRSP, TFSA, FHSA. Canadian banks, Canadian accounts, Canadian rules. DuoBudgets was designed here, for here.
Link TD, RBC, Scotiabank, BMO, CIBC, EQ Bank and more via Plaid. Transactions import automatically but wait in your inbox before touching your budget. You stay in the driver's seat.
Use it alone with full control, or share a live household budget with your partner. Either way, you see exactly who paid what, when, and where the money went.
Set goals for anything: a down payment, vacation, emergency fund or FHSA target. Link them to budget entries so your progress updates the moment you mark something paid.
Track every debt: mortgage, car loan, credit line, student loan. Compare Avalanche vs Snowball payoff strategies side by side and see your actual debt-free date.
See income vs expenses by month, spending by category, your biggest costs and how this month compares to last. No guessing. Just a clear picture of where things stand.
Sign in with a one-time code sent to your phone. Nothing to remember, nothing to reset. Use Face ID or fingerprint on your phone after your first login for instant access.
Photograph any receipt and attach it to its budget entry on the spot. Tax time, reimbursements, expense reports. Everything is right where you need it.
Set a reminder on any bill and get a text before it's due. Late fees and missed payments become a thing of the past.
Track RRSP, TFSA, FHSA, RESP and non-registered accounts with contribution room monitoring. Every account feeds into your live net worth snapshot.
Clean, fast and designed for real use, not demos. Dark and light mode, every device, always in sync.
Most budgeting apps you'll find were designed for the American market and patched to work here. They don't know the difference between a TFSA and an RRSP. They can't connect to your credit union. They treat your finances like they belong south of the border.
DuoBudgets was built in Canada, for Canada, with RRSP contribution room, TFSA limits, FHSA eligibility, RESP tracking and support for the banks and credit unions Canadians actually use, including TD, RBC, Scotiabank, BMO, CIBC, EQ Bank, Conexus and Affinity.
Your data is yours. Protected under PIPEDA, never sold, never shared with advertisers. No upsells, no algorithm feeding off your financial life. Just a clean, honest tool that works.
Start today and see the difference clarity makes. No password, no guesswork. Just a clean, honest picture of where your money stands, whether you're managing it solo or with a partner.
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