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Terms of Service

Last updated: May 17, 2026 · Effective: May 17, 2026

The short version: DuoBudgets is a budgeting tool for your household. Use it honestly. Your financial decisions are yours — we provide tools, not financial advice.

1. Agreement to Terms

By using DuoBudgets you agree to these Terms and our Privacy Policy. We may update these Terms and will notify active users of material changes.

2. Description of Service

DuoBudgets is a personal household budgeting application. It does not provide financial advice, investment recommendations, credit services, or any regulated financial services.

3. Eligibility

You must be at least 18 years of age to use DuoBudgets.

4. Bank Account Connection

Optional. Facilitated by Plaid (read-only). Your credentials never touch our servers. You can disconnect at any time from Settings.

5. Acceptable Use

Use DuoBudgets only for lawful purposes. Do not attempt to gain unauthorized access, reverse engineer the service, or use automated scripts against it.

6. No Financial Advice

Nothing in DuoBudgets constitutes financial, investment, tax, or legal advice. Always consult a qualified professional for significant financial decisions.

7. Session Security

You are responsible for maintaining the security of your account. If you believe your account has been accessed without your permission, use the Sign Out All Devices option in Settings immediately and contact us.

8. Service Continuity

In the event of permanent shutdown, we will provide at least 30 days advance notice via SMS and email, during which data export will remain available.

9. Governing Law

These Terms are governed by the laws of Saskatchewan, Canada.

10. Contact

DuoBudgets · Simpsons AI Solutions Inc. · [email protected]